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Getting pre-approved gives you peace of mind and confidence while you shop. It also gives you:
Real estate agents and sellers know you’re serious and ready to buy. This will give you a strong advantage in todays aggressive Real Estate Market
- Save you Time by Providing a Budget
You’ll save time looking for a home because you’ll know what price range fits within your budget. You will understand what you can afford and narrow your search allowing you to find the perfect home with out the overwhelming sensations associated with house hunting.
Pre approvals can provide you with a guaranteed rate hold. This means if interest rates go up while you are still finding your home, the lender will provide you with the original interest rate you were approved for, in turn this will reduce stress and pressure in finding your perfect home before rates increase and consequently leave you paying a higher mortgage payment or worse no longer qualifying for your home.
Most rate holds are for 90 days, this gives you 3 months from your approval to narrow your search and find you home.
Call today to start your application process. 403.452.4472
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